Regulatory & Financial Disclosure
This page explains the regulatory status, remuneration framework and professional boundaries relevant to financial services presented through Plan Save Shine.
Financial professional currently identified
Name: Jade Boinot
Public professional description: Vermögensberaterin
DVAG office designation: Agentur für Deutsche Vermögensberatung
Professional address currently published by DVAG:
Klopstockstr. 24
65479 Raunheim
Germany
Telephone currently published by DVAG:
+33 6 68 80 69 15
Email currently published by DVAG:
Jade.Boinot@dvag.de
Public DVAG profile:
www.dvag.de/Jade.Boinot
Relationship between Jade Boinot's DVAG activity and Plan Save Shine:
Plan Save Shine is the trading name under which Jade Boinot operates, replacing Boinot Finances. Insurance intermediation is carried out through her DVAG activity as a tied agent.
Legal entity through which Plan Save Shine financial services are contracted:
Plan Save Shine — Jade Boinot.
Relationship with Boinot Finances:
Plan Save Shine replaces Boinot Finances. Boinot Finances is no longer used as a trading name.
Insurance intermediation
For insurance activities, Jade Boinot's current official DVAG profile states that she acts as a tied insurance representative (gebundener Versicherungsvertreter) pursuant to § 34d (7) GewO.
Under this status, the intermediary operates on behalf of one or more insurance undertakings whose products do not compete where several undertakings are represented, and the relevant insurance undertaking or undertakings assume unrestricted liability for the intermediary's insurance-distribution activity as provided by the applicable statutory framework.
Remuneration for insurance activities
Jade Boinot's current DVAG disclosure states that insurance intermediation is carried out on a commission basis.
The commission or other remuneration is included in the insurance premium where applicable.
The same public disclosure states that non-cash benefits may arise in individual cases, including examples such as training, invitations to cultural or social events, information material or small tokens.
Jade Boinot's current DVAG profile also states that financial coaching involves no direct client charge and that, if contracts are concluded, commission is included in the prices of financial and insurance products.
Insurance companies currently named in Jade Boinot's public DVAG disclosure
Insurance intermediation is currently described as being carried out exclusively for:
- Generali Deutschland Lebensversicherung;
- Generali Deutschland Versicherung;
- Generali Deutschland Krankenversicherung;
- ADVOCARD Rechtsschutzversicherung.
Any additional or changed insurance-company relationships applicable at Plan Save Shine launch:
None. The relationships are those listed above.
Insurance intermediary register
Status: Tied insurance representative (gebundener Versicherungsvertreter) pursuant to § 34d (7) GewO
Register number pursuant to § 34d GewO:
D-KNHJ-EAADG-35
Joint register body:
Deutsche Industrie- und Handelskammer (DIHK)
Breite Straße 29
10178 Berlin
Germany
Broker / intermediary register:
www.vermittlerregister.info
Telephone of the joint register body:
0180 600585-0
The DIHK operates the technical joint register on behalf of the competent Chambers of Industry and Commerce. It is not itself the supervisory authority for the individual intermediary.
Competent register / supervisory authority specifically applicable to Jade Boinot's § 34d activity:
Register body: Deutsche Industrie- und Handelskammer (DIHK), Breite Straße 29, 10178 Berlin. Register number: D-KNHJ-EAADG-35.
First-contact insurance information
The information required by § 15 VersVermV must be provided at the first business contact in the manner required by § 16 VersVermV.
A public webpage can be part of that process only where the statutory conditions for website delivery are met. This regulatory page should therefore not be treated as automatically replacing the required first-contact information process.
§ 34c GewO information
Jade Boinot's current public DVAG profile states:
Permit and supervisory authority pursuant to § 34c GewO:
Kreisverwaltung Groß-Gerau
Wilhelm-Seipp-Str. 4
64521 Groß-Gerau
Germany
Exact § 34c activity or activities currently authorised:
Permit and supervisory authority: Kreisverwaltung Groß-Gerau, Wilhelm-Seipp-Str. 4, 64521 Groß-Gerau.
Investment-fund advice and intermediation
Plan Save Shine presents investment-related financial support.
Status pursuant to § 34f GewO:
Not held. Jade Boinot does not currently hold a § 34f GewO authorisation. An application is planned for October 2026; this page will be updated if and when it is granted.
§ 34f category / permitted product scope:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
§ 34f register number:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
Competent permit and supervisory authority:
Kreisverwaltung Groß-Gerau, Wilhelm-Seipp-Str. 4, 64521 Groß-Gerau (§ 34c GewO). Register body for § 34d GewO: Deutsche Industrie- und Handelskammer (DIHK), Breite Straße 29, 10178 Berlin.
Investment product partners / fund companies applicable to Jade Boinot:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
Remuneration for investment-fund advice or intermediation:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
Languages in which regulated investment advice is formally offered:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
Suitability-assessment / suitability-statement process:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
Mortgage / real-estate financing intermediation
Status pursuant to § 34i GewO:
Not held. Jade Boinot does not hold a § 34i GewO authorisation and does not intermediate real-estate credit.
§ 34i register number:
Not applicable. Jade Boinot does not hold a § 34i GewO authorisation and does not intermediate real-estate credit.
Competent permit and supervisory authority:
Kreisverwaltung Groß-Gerau, Wilhelm-Seipp-Str. 4, 64521 Groß-Gerau (§ 34c GewO). Register body for § 34d GewO: Deutsche Industrie- und Handelskammer (DIHK), Breite Straße 29, 10178 Berlin.
Mortgage / financing product partners:
Not applicable. Jade Boinot does not hold a § 34i GewO authorisation and does not intermediate real-estate credit.
Remuneration:
Commission basis (Provisionsbasis), as a tied agent pursuant to § 34d Abs. 7 GewO.
Whether mortgage intermediation is actually part of the Plan Save Shine phase-1 offer:
No. Plan Save Shine does not intermediate real-estate credit.
Wealth management and financial planning
The term wealth management on Plan Save Shine is used to describe the coordination of several financial decisions, such as liquidity, protection, retirement, savings and investments.
It must not be interpreted as a claim that Plan Save Shine holds every possible financial-services authorisation.
Exact regulated activity or activities through which Wealth Management is delivered:
Insurance intermediation pursuant to § 34d GewO, as a tied agent, and activities covered by the § 34c GewO permit. No investment-fund or real-estate-credit intermediation.
Contracting entity:
Plan Save Shine — Jade Boinot.
Remuneration model:
Commission basis (Provisionsbasis).
Product-provider relationships relevant to the service:
Generali Deutschland Lebensversicherung, Generali Deutschland Versicherung, Generali Deutschland Krankenversicherung and ADVOCARD Rechtsschutzversicherung.
Retirement planning
Retirement planning may involve statutory pension information, occupational pension arrangements, private retirement products, savings and investments.
Official statutory pension records and entitlement calculations remain the responsibility of the relevant pension institutions.
Remuneration:
Commission basis (Provisionsbasis), as a tied agent pursuant to § 34d Abs. 7 GewO.
Product-provider relationships:
Generali Deutschland Lebensversicherung, Generali Deutschland Versicherung, Generali Deutschland Krankenversicherung and ADVOCARD Rechtsschutzversicherung.
Savings
Plan Save Shine may provide personalised support around structuring savings by objective, time horizon and liquidity needs.
Product providers:
Generali Deutschland Lebensversicherung, Generali Deutschland Versicherung, Generali Deutschland Krankenversicherung and ADVOCARD Rechtsschutzversicherung.
Remuneration:
Commission basis (Provisionsbasis), as a tied agent pursuant to § 34d Abs. 7 GewO.
Tax-related financial orientation
Plan Save Shine does not present itself as a Steuerberater on the basis of the information currently available.
Financial planning may identify that a tax issue affects a financial decision.
Individual professional tax advice requiring the interpretation or application of tax law must be provided by a person or entity authorised to do so.
Any tax-advisory authorisation held by the Plan Save Shine operator:
None. Plan Save Shine holds no tax-advisory authorisation and provides no tax advice. Individual tax questions require a Steuerberater or another professional authorised under the Steuerberatungsgesetz.
Formal referral / cooperation arrangement with a Steuerberater:
None. Plan Save Shine has no formal referral or cooperation arrangement with a tax adviser.
Name of any tax professional or firm formally involved:
None.
Client money
Jade Boinot's current DVAG disclosure states that Vermögensberater do not accept client funds and that payments are made directly by clients to the relevant product partners.
Confirmation that the same rule applies to every financial service offered through Plan Save Shine:
Yes. The same rule applies to every financial service offered through Plan Save Shine.
Conflicts of interest and product relationships
Financial recommendations can be influenced by professional relationships, product availability and remuneration structures.
Plan Save Shine must disclose material conflicts and product relationships wherever they are relevant to a recommendation.
For insurance, the currently verified tied-intermediary and commission relationship is disclosed above.
Investment-related product relationships:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
Mortgage / financing relationships:
Not applicable. Jade Boinot does not hold a § 34i GewO authorisation and does not intermediate real-estate credit.
Other financial-product relationships:
Generali Deutschland Lebensversicherung, Generali Deutschland Versicherung, Generali Deutschland Krankenversicherung and ADVOCARD Rechtsschutzversicherung.
Complaints and dispute resolution
For insurance-related disputes, Jade Boinot's current DVAG disclosure identifies the following bodies:
Versicherungsombudsmann e. V.
Postfach 080632
10006 Berlin
Germany
www.versicherungsombudsmann.de
Ombudsmann Private Kranken- und Pflegeversicherung
Postfach 060222
10052 Berlin
Germany
www.pkv-ombudsmann.de
Additional complaints body for investment services:
Not applicable. Jade Boinot does not hold a § 34f GewO authorisation and does not advise on or intermediate investment funds.
Additional complaints body for mortgage / financing activity:
Not applicable. Jade Boinot does not hold a § 34i GewO authorisation and does not intermediate real-estate credit.
Plan Save Shine internal complaints contact:
Jade Boinot.
Complaints email:
contact@boinot-finances.com
Advice, information and editorial content
Articles, Insights, ShineBooks, workshops and other public resources are not automatically personalised financial advice.
A recommendation becomes personalised when it is made in the context of an individual's circumstances and within the relevant regulated professional relationship.
Date / version of the current disclosure document:
September 2026.
No blanket independence claim
Plan Save Shine does not present Jade Boinot or its financial services as “independent financial advice”.
The currently verified insurance status is that of a tied intermediary under § 34d (7) GewO and is therefore not compatible with presenting the insurance activity as independent insurance brokerage.
Approved public professional-title wording for Plan Save Shine:
Vermögensberaterin — Deutsche Vermögensberatung (DVAG).