PLAN helps make German systems, processes and practical decisions easier to understand — the everyday mechanics of building a life in a new country.
About Plan Save Shine
Life in Germany is bigger than the paperwork
Plan Save Shine was created around a simple idea: building a life in another country involves much more than getting the administrative steps right.
There are financial systems to understand, decisions that become more important over time, routines to rebuild and moments when having the right information — or the right person to ask — can make life feel much less complicated. Plan Save Shine brings those pieces together for internationals living in Germany.
Since day one Building life in Germany
Plan Save Shine
Then Boinot Finances
↓
Now PlanSaveShine The new brand
From Boinot Finances to Plan Save Shine
Plan Save Shine is the new public-facing brand replacing Boinot Finances on this website. Boinot Finances was built primarily around financial guidance for expatriates and internationals in Germany. That financial foundation remains important.
The change reflects a broader reality: the questions people bring are not always purely financial, and life in Germany cannot be reduced to insurance, retirement or investments alone. The new brand keeps financial expertise at its core while making more room for the practical systems, transitions, resources and everyday experiences that shape life in Germany.
The historical name may still appear where it is needed for legal, contractual, migration or continuity purposes — but Plan Save Shine is the brand visitors should experience going forward.
One life, three lenses
PLAN, SAVE and SHINE are three ways of looking at the same life
These are editorial directions rather than three separate businesses. The aim is not to create more complexity — it is to recognise that financial decisions, practical systems and quality of life often affect one another.
SAVEFinancial core
Build long-term freedom SAVE covers money, protection and the financial decisions that support greater long-term freedom — the professional foundation the whole project grows from.
SHINE looks at the human side of building a life abroad: community, routines, wellbeing, confidence and everyday life in Germany.
Meet Jade Boinot
Her role is not to make every subject sound simple — it is to make the important distinctions clearer.
Jade Boinot · Financial expert
Jade Boinot
The financial expert behind Plan Save Shine
Jade Boinot is the main financial expert behind Plan Save Shine. Her work focuses on helping internationals living in Germany understand financial questions that can become difficult to navigate in an unfamiliar system.
On Plan Save Shine, Jade contributes to and reviews financial content and selected practical PLAN topics within her actual professional scope — being clear about what can be explained generally, what depends on personal circumstances, what needs current verification and when another qualified professional should be involved.
Explore financial services → The professional core · SAVE
Financial guidance remains the professional core
Plan Save Shine talks about more than finance, but financial guidance remains the main professional service behind the project. Each service has its own scope and limitations.
Insurance & protection→ Retirement planning→ Wealth management→ Investments→ Tax & financial decisions→ Savings→
Public content can help someone understand a subject. Personalised financial support becomes relevant when the answer depends on an individual's situation, goals or risk profile.
View financial services → How we work
Content should help before it tries to convert
Useful even before you book
Plan Save Shine is designed to be useful even when someone is not ready to book a conversation. The majority of Insights remain public — articles should answer real questions, explain where information comes from and make it clear when a subject needs professional advice.
Selected practical resources can sit inside the Shine Library, with some reserved for Shiners. The Shine Club adds a free community layer without making basic information conditional on joining.
Expertise shown only where it is real
Not every topic belongs to the same professional field. Financial content and selected practical topics can be written or reviewed by Jade when they fall within her real scope.
For sensitive subjects — tax, legal, medical or mental-health topics — specialist validation is shown only when a genuinely qualified contributor has reviewed that specific content. Covering several areas of life does not mean claiming expertise in all of them.
Who it is for
Built for people already creating a life in Germany
Plan Save Shine is primarily for people who already live in Germany — international employees, families, established careers, those going through a transition, and people who simply want financial topics explained without being expected to arrive with expert knowledge.
The project is designed to work across Germany, mainly online. Plan Save Shine works across Germany, primarily online, with in-person activity where relevant. The common context is life in Germany, not one specific postcode.
The Shine Club
A community, without becoming another platform to manage
The Shine Club is free to join. It gives recurring readers a simple way to stay connected to useful resources, workshops and selected community experiences as they are developed.
Plan Save Shine remains simple enough to use when someone only wants one answer — and useful enough to return to when the next question appears.
Discover The Shine Club
Free to join
Transparency
Transparency matters in financial relationships
A common concern when speaking to a financial professional is whether the conversation is really about helping with the decision or simply selling a product. Plan Save Shine addresses that concern through clear information rather than vague reassurance.
For regulated financial services, the relevant professional status, product relationships and remuneration model are stated accurately wherever they affect the service being offered. Those disclosures are factual, understandable and consistent with the legal information shown elsewhere on the site.
Why Plan Save Shine exists
Independence and uncertainty, made easier to navigate
You may be successful in your career and still feel lost in a financial system you did not grow up with. You may understand the practical process and still want better ways to organise the life around it.
Plan Save Shine exists to make those moments easier — with clearer information, more useful questions and human support when the situation needs it.
Build your wealth. Protect your peace. Shine with confidence.